Job Details

Job Title: Mandarin speaking Credit Analyst (Corporate Banking)
The Skills You'll Need: Fluent Mandarin, relevant Credit Analyst experience in Corporate Banking sector
Your New Salary: Competitive
Job status and Location: Permanent, central London, 5 days Office based but with flexibility

Credit Analyst - What You'll be Doing:

Overview:

Our client is seeking an experienced and dynamic credit analyst with a background and deep expertise in the corporate banking loan market, particularly within the scope of syndicated loans. The successful candidate will play a key role in managing corporate customer relationship while drafting comprehensive credit analyses/application and loan execution, ensuring adherence to Loan Market Association (LMA) standards and best practices.

Your Main Responsibilities:

Credit Analysis & Application Drafting:
andmiddot;Prepare detailed credit analysis for both syndicated and bilateral loans, assessing the financial health and risk profile of corporate borrowers.
andmiddot;Draft high-quality credit applications for loan approvals, including cash flow analysis, debt capacity, covenant compliance, and risk mitigation strategies.
andmiddot;Ensure that all credit documentation aligns with the bank's risk appetite and regulatory requirements.

Syndicated & Bilateral Loan Structuring:
andmiddot;Collaborate closely with the origination team, credit risk department, and legal teams to structure syndicated and bilateral loan facilities.
andmiddot;Develop financial models and stress testing to support credit decisions.
andmiddot;Assist in negotiating loan terms and conditions, ensuring compliance with LMA standards and market practices.

Client Relationship Management:
andmiddot;Assistant the department head to manage and grow relationships with corporate clients, understanding their financial needs and identifying banking solutions.
andmiddot;Actively prepare and participate in client meetings to discuss lending opportunities, financial strategies, and tailored banking products.

Credit Analyst - The Skills You'll Need to Succeed:

Experience:
andmiddot;Relevant experience as a Credit Analyst within Corporate Banking/ Leveraged Finance/ Risks Management Team, with significant exposure to the loan market.
andmiddot;Strong understanding of Loan Market Association (LMA) practices and documentation.
andmiddot;Ability to conduct due diligence and credit analysis/application independently

Technical Skills:
andmiddot;Advanced credit analysis skills, including financial statement analysis, cash flow forecasting, and financial modeling.
andmiddot;Familiarity with structuring and negotiating loan documentation in alignment with LMA standards.

Personal Skills:
andmiddot;Strong interpersonal and communication skills, with the ability to build and maintain client relationships.
andmiddot;High attention to detail and ability to work under pressure in a fast-paced environment.
andmiddot;Ability to collaborate effectively across multiple departments, including legal, risk, and origination teams.

Education:
andmiddot;Bachelor's degree in Finance, Economics, Accounting, or a related field.
andmiddot;Professional qualifications (e.g., CFA, ACCA) are an advantage.